
Accident Forgiveness
Accidents Happen. We understand that there are situations that are unavoidable and out of your control. At Flathead Insurance we don’t want your rates to go up because of one accident.
With Accident Forgiveness, your rates will not go up if you get into an accident, even if you are at fault. This applies one time per policy and once it has been used you would be eligible to receive it again after three years.

Contact Flathead Insurance today so that we can provide you with the information you need on Accident Forgiveness for your Auto Insurance policy.
Montana (406) 752-8000 – Kalispell, Columbia Falls, Whitefish, Bigfork & Polson
Idaho & Select Washington Areas (208) 667-7485 – Coeur d’Alene, Hayden, Post Falls, Rathdrum, Sandpoint, Liberty Lake (WA), & Spokane (WA).
Kalispell, Montana
Kalispell, Montana 59901
Phone: (406) 752-8000
Email: info@flatheadinsurance.com
Get directions
Mon – Thur 8:30 am - 5:00 pm (MST)
Friday 8:30 am - 3:00 pm (MST)
Sat – Sunday closed
Coeur d’Alene, Idaho
Coeur d'Alene, Idaho 83815
Phone: (208) 667-7485
Email: info@flatheadinsurance.com
Get directions
Mon – Thur 8:30 am - 5:00 pm (MST)
Friday 8:30 am - 3:00 pm (MST)
Sat – Sunday closed


Personal Lines
Commercial Lines
Located in Kalispell, Montana and Coeur d’Alene, Idaho. We also serve these areas: Columbia Falls, Whitefish, Bigfork, and Polson in Montana; Hayden, Post Falls, Rathdrum, and Sandpoint in Idaho; and Liberty Lake and Spokane in Washington.
Text Service Opt-In Disclosure
By providing your mobile phone number and opting in to our text service, you are consenting to receive promotional text messages from Flathead Insurance. Message frequency may vary. Message and data rates may apply. We value your privacy and will never share your mobile phone number or personal information with third parties without your consent.